Payment Solutions for your Business
Don't Risk Losing Sales because you don't accept Chip Cards, Apple Pay,
 Google Wallet, or any other form of payment.  Get started today with one of 
our FREE Terminals and don't put your business at risk.  2015 Deadline is approaching!

 It's easy... just click one of the links below to fill in your online application:

  FREE Terminal Chip/Applepay    Wireless Terminals             Mobile               Groovv POS System
 Countertop Application Signup     Wireless Application    Mobile Application        Call for Details

       Get Applepay Ready with these new terminals that Include Chip Card and NFC Capability 

                            What are Chip cards?           What is NFC?



                                              Chip Card Shown                Pay by Phone using an NFC Capable Phone 
  To Find out how Chip Cards will effect your Business, click here


     On Visa/Mastercard/Discover and American Express Cards
 Call Today:  1.866.606.4041
    Local: 949.226.7258
  For your convenience, we can also take your application over the
 phone and you can just click "AGREE" in the email we send you.
No Need to print or fax the application to us!
  We make it quick and easy!

Introducing Groovv-Offers 
Try it Now -- Text "myoffers" to "244326"

Marketing Solution for your Business!
                    Get New Customers - Drive Walk-In Traffic
Increase Average Ticket - Track Your Results

Talk to a Total Merchant Services Agent today!


Question from a Merchant:    I have a retail location and I take credit card payments from my customers.  I have been hearing about changes on credit cards because of the the ID theft.  How is that going to affect my business?   

Answer:   I think what you are referring to is EMV, which stands for Europay, Mastercard and Visa.  This is actually a chip that is embedded in new credit cards being issued by banking institutions to their customers.  It is designed to store data on integrated circuits as opposed to magnetic strips that are used on credit and debit cards today.  Businesses will begin to assume liability for fraudulent point-of-sale and debit card transactions on OCTOBER 1, 2015.  With the shift to EMV payment well underway, businesses should be transitioning to new authorization terminals for payment processing.  Although this new standard is not a law of any kind or a federal regulation it's a rule that major credit card providers created to combat credit card fraud.  It is crucial that businesses upgrade their payment processing terminals to prevent point-of-sale fraud and avoid liability.  

EMV cards are more secure than traditional credit cards.  If someone steals your credit card, it can be used over and over because the information is stored on the magnetic strip and it never changes.  If your credit card with EMV (embedded chip) is stolen and the card is used during a transaction, the chip creates a unique transaction code every time.  So, the card will be rejected!  This makes it impossible to use the data again and again.  

As a business owner, you should contact your current provider of payment processing terminals.  Ask for the new terminal connection authorization information.   Because the upgraded terminals are dual purpose and will support both types of payment processing purchasing transactions will not be disrupted for the consumer and the merchant will not lose out on a sale if the consumer's card has not been upgraded.  However, if the card is not upgraded, the liability will fall on the party "least" compliant with EMV standards.  
If you choose not to move .... you could become liable for fraudulent charges.   Total Merchant Services of California NOW OFFERING FREE EMV/NFC TERMINALS.  

Click one of the links at the top of this page to begin your online application, OR, call
1.866.606.4041 for a personal consultation for your specific business needs.  

Total Merchant Services is a Registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek, Ca. 

We provide Free Virtual terminals along with the newest type High speed Credit Card processing terminals. Our world class service is second to none. Pay Pass terminals , wireless terminals, printer supplies, web sites, merchant accounts for all types of business. Electronic check conversion and guarantee. Set up an account today to process visa, mastercard, discover, and american express credit cards as well as debit cards.
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